YOUR TRUSTED PARTNER IN FINANCIAL GROWTH



Empowering Members. Growing Communities.

Koinonia Church & Clergy Sacco (KCCS) provides trusted financial solutions designed to help individuals, churches, and organizations achieve long-term stability. We offer savings, credit, and investment products tailored to meet real financial needs; all rooted in integrity, transparency, and community upliftment.

Save • Borrow • Invest • Grow — with confidence and purpose.

Together in Faith, Strong in Finance To foster unity and prosperity among believers by delivering
accessible savings and credit services tailored to personal and spiritual goal
Affordable Low
Interest Loans
Access loans with minimal interest rates to support
Believers' initiatives like building houses. Loan terms are flexible

"Together in faith, Stronger in finance"

01

Apply For Membership

Start your journey by submitting your membership application. Fill out the online form via our website or Download and submit the physical application form at any of our branches or partner churches.
02

Get an Account

Once your application is approved, you’ll receive a unique KCCS account—giving you access to our wide range of savings and credit services tailored to faith-based living.
03

Fund Your Account

Activate your membership by depositing your initial savings and share capital. You can fund your account via: Bank Transfer Mobile Money (M-Pesa)
TOGETHER IN FAITH, STRONGER IN FINANCE.
About company

Who we are

KCCS empowers believers through faith-driven savings and credit services, promoting financial stability and unity within the faith community. Guided by experienced professionals and spiritual leaders, we align every decision with our core values of integrity, stewardship, and mutual support. Join us and grow in a community where faith and finance come together
+3
Wonderful awards

VISION:

To be a leading SACCO that empowers church leaders through sustainable financial solutions and community-driven growth.

MISSION:

To uplift the clergy and by providing accessible financial services fostering self- reliance and enhancing their financial stability.

Core Values:
Integrity
Stewardship
Service
Unity
Faith

WHAT WE ARE OFFERING

All Your Financial Goals, Simplified in One Place.

About company

What they’re talking about us?

Hear how our loan products are making a difference in the lives of our members—empowering their missions, families, and communities.

Testimony City

Apply for Membership

Apply for Membership Now


recent news feed

Latest news & articles from the blog